ASAP Poor Credit Mortgages - Specialist bad credit mortgage advisors helping people from across the UK who have a poor credit history such as defaults, mortgage arrears, bankrupt, county court judgements (CCJs) and other problem debts. They have access to a panel of lenders who are sympathetic to people with a bad credit rating, adverse credit history or low credit score.
It’s estimated that one in four people, or five million households in the UK, experience problems when trying to get a mortgage or remortgage because they’re suffering from adverse credit (also referred to as poor credit history or bad credit history).
However there are a small number of lenders who offer mortgages for people with a poor credit history and this mortgage advisor will help you locate the right product for your situation. Simply visit their website and complete the online contact form to receive a quote. You can get a mortgage with a CCJ or defaults providing you have a good sized deposit to hand.
M4BC Bad Credit Mortgages - Independent mortgage advisors who specialise in helping people with poor credit, CCJs, defaults, arrears, bankruptcy and other credit problems find a low cost mortgage. Nationwide service.
When you apply for a mortgage with a high street lender it will use a credit reference agency such as Experian to determine your creditworthiness. If the search of your credit record reveals any problems, you will be given a poor rating or low credit score and as a consequence will have problems getting a mortgage. However all is not lost as there is an ever increasing range of what are known as adverse credit mortgages which are designed for people who have experienced past credit problems or black marks against their name.
Visit this website to see what options are available and request a free no obligation quote.
Go 4 Bad Credit Mortgages - Broker specialising in assisting people with less than perfect credit histories, including individuals who have previously defaulted repayments, incurred county court judgments or declared themselves bankrupt.
Mortgage with Bad Credit History - Get a free no obligation quote from a network of professional advisors who specialise in helping people who have a damaged credit rating. They have access to the entire range of products available in the UK including some exclusive which are not available by going to the lender directly.
Poor Credit Mortgage Solutions - Specialise in helping people with adverse credit. They will find a remortgage or mortgage that is right for you by searching over a 100 different lender plans to find the cheapest deal that meets your needs. Simply complete their online form and they'll get back to you with your options.
Bad Credit Buster - Mortgages - Mortgage brokers assisting those people who have a tainted credit history. There are lenders who have products targeted at those with less than perfect credit records including prospective borrowers who have a CCJ, default or missed payment lurking on their credit file.
Bad Credit Mortgages from Find the Perfect Mortgage - Broker assisting people who have previous credit issues and those who have a lack of credit history. People with low credit scores tend to be rejected by high street lenders but some specialist lenders cater to this market. Most of these types of products are only available by going through a broker. This broker provides specific information on the types of previous issues which can impact negatively on a credit score including CCJs and defaults.
GE Money Home Lending - GE Money is a specialist lending subsidiary of GE Capital and is one of the UK's leading providers of specialist mortgages to customers rejected, declined or unable to obtain finance from 'high street' banks and building societies. They specialise in mortgages for people with poor credit rating, individuals who have experienced past or current problems with debt, and people who have suffered financially as a consequence of life changing events such as redundancy or divorce. Prospective customers interested in their products need to seek professional advice from an authorised broker or Financial Advisor.
Kensington - Founded in 1994, Kensington specialises in the adverse credit lending sector and provides finance to individuals with impaired credit history. Operates primarily through mortgage intermediaries and financial advisers. Kensington’s underwriters look at assess each application on its merits and make decisions on the customer, not just their credit score which means this lender may be able to help where other lenders cannot.
Precise Mortgages - Precise a specialist non standard mortgage lender who offer a range of residential mortgage products specifically designed to meet the needs of borrowers whose circumstances often put them outside the mainstream market, normally catered for by traditional high street lenders. These include mortgages for people with less than perfect credit profiles including past arrears, bad credit rating, debt, impaired credit history or poor credit score. Their range of products with up to 85% LTV are available through a network of intermediaries including brokers, networks and mortgage clubs.
Top Mortgage Exchange - Adverse Credit Mortgage - Independent broker offering solutions for people with adverse credit including CCJs, arrears and bankruptcy. Complete a brief questionnaire on their website to receive a free, no obligation illustration.