Best Credit Card Deals - With so many UK credit cards to choose from, finding the right one for you can be difficult. With this website you can compare side by side details and rates for the best deals available to UK residents. The site is regularly updated with the latest credit card offers so you can see which cards have the best rates for transferring a balance, purchases and cashback. Simply select the right deal for you and apply online. As spending on plastic becomes increasingly popular it is important to shop around to ensure you're not being charged extortionate rates of interest.
UK Credit Card Searcher - Compare the best credit card offers currently available in the UK using an interactive search tool. See who offers the longest introductory rates to new customers. The site also features industry news, answers to frequently asked questions and advice on how to select the most suitable card.
Choosing the right card could save you a significant amount of money in interest costs each month. The most appropriate card for you will depend on current spending habits. For instance, if you already have a debt built up on your current card, transferring the balance will usually substantially cut your interest costs. If you use your card for spending and don't clear the balance in full each month, you need a credit card with a low standard interest rate (APR).
Low Interest Credit Card - Look for cards which offer low interest, compare rates side by side and apply online. Many providers in the UK now offer introductory rates for new customers whilst other offer low standard rates.
For many people, a low interest credit card with a permanently low APR will be a better choice than a card with introductory rates which expire after a specified period. If you transfer debt to a new card which has an introductory rate and fail to pay off the debt before the intro rate expires, you'll end up being charged the standard rate of interest on the outstanding balance. This could be around 16% APR or more. You could try shifting the balance onto another intro rate card, but this will depend upon being successfully accepted for a new card. The simplest way to avoid having to apply for a new card every few months is to go for a card with the lowest standard APR. This way you'll benefit from low rates on any new spending and also pay a low rate on any balances transferred until the balance is fully cleared.
MoneyFacts - Independent service with comparison tables for transfers, new purchases, cashback, standard rates and foreign usage.